"I hired Turn-Key Credit Solutions to look at my credit report after I struggled to get refinancing due to my credit score ( I needed middle score above 720 to get refinanced since I needed to apply PMI). I have to say I was a little skeptical at the beginning, but JR and his team convinced me that they can help me to improve the score enough for me to get refinanced. And in three months, they were able to remove the only collection account in my credit report and my credit score went up from 699, 719, 707 to 755, 763, 781. That is more than what I expected. Thanks for your good work."

- Guangchun Li, Round Rock, TX

“I wish to express my appreciation to Mr. Garcia for getting the job done. I have been working with Mike for about 3 months now repairing my credit. Turned out that about 90% of the undesirable issues I have with my personal credit‚ as well as my wife’s‚ is a result of gross inaccuracies on behalf of the creditors who has so willfully tried and succeeded in hurting each of our credit files. (For the record‚ I had paid some of the creditors’ invoices in cash‚ but they were STILL attacking our credit files with derogatory information.) It made me sick because I knew nearly all of it was false reporting.

…I wish I would have met Mike sooner…He and his firm have been worth every penny and every bit of my time. When he started investigating the various credit issues on our individual credit reports‚ our average individual credit scores was less than 520…after the first 30 days‚ what he referred to as the first round‚ nearly all of our disputed reports were deleted…A couple of more deletions were there on the second round…and we are waiting on the results of the third round.

Our average score is now 675‚ so breaking 700 is in sight and very obtainable. We can now get hard money loans‚ zero down mortgages with A Paper rates from anyone who’s in the lending business. I know what watching Mike closely that he knows when to attract flies with honey and when to fight fire with fire…Who knows‚ maybe one day I’ll join his credit repair army!

Shaun
Round Rock‚ TX


“Mike Garcia and his employees have shown persistence‚ unparalleled expertise‚ and professionalism in the restoration of our clients’ credit reports.

MTX Wealth Management LLC is a financial services provider to an elite group of professional athletes. We have used the services of Turn-Key Solutions on multiple occasions in addressing derogatory and inaccurate credit account trade lines therefore improving our credit worthiness. Their services are unparalleled‚ invaluable‚ and come highly recommended to any individual or company. The speed‚ attention to details‚ and sincere concern for our clients’ financial independence was exemplified with every opportunity provided to them. There is only one choice for our clients when it comes to issues concerning credit and that is Turn-Key Solutions.”

- Steven B. Trax‚ Principal
MTX Wealth Management LLC

“I would like to take the time to thank you for a job well done. I always had good credit until a roommate of mine used my social security number without consent. I had a few items that would just not go away and the interest rates that were being offered to me were super high. My wife found out about Turn-Key Solutions so we submitted our contract. Immediately things started clearing up and within 5 months the old accounts were deleted and I was being offered better interest rates. I was then able to get my wife a new truck with no interest and no money down. Recently we also got into a new home. I am very impressed with Turn-Key Solutions and referred some of my friends. They have great results as well and are very happy.”

- Jason
Corpus Christi‚ TX

“Dear Lance‚

We decided to look for a larger vehicle because we had outgrown ours and it was getting high in mileage and there were some mechanical issues. I applied for an auto loan at Lending Tree and oh my gosh‚ I got approved! I was able to buy a new well used) vehicle at 6.99%! That’s better than some new car rates out there and better than I got when I bought a new car 7 years ago thinking I had a decent rate. We also opened up a Target account through preapproval at the register. Thanks for all of your help. I know it would have not been possible without the positive work Turn-Key Credit Solutions has done.

-Neal
Austin ‚ TX

“We felt that a letter of appreciation concerning the clients that we‚ Premier Construction‚ placed with your credit repair program was in order. Your quick analysis of their situation and the clear instructions of what they needed to do has given them a means to obtain a credit score needed to purchase a home in a relatively short time.

Your willingness to network with us and keeping everyone informed as to the progress gave our clients the confidence needed for them to follow through with the program.

-Janice Castleberry
Premier Construction / Castleberry Properties
Betrum, TX

“Hey Lance‚

Awesome work on this one! 546 to 615. That’s 69 points in 2 months! You all rock!”

-Leah Doxakis
Remington Mortgage

“I have been with Turn-Key Solutions for exactly three months now and I was amazed to find out that my credit score has already jumped 100 points! I never imagined I would have such great results so quickly. The program was easy and affordable and definitely an investment in my future. I strongly recommend this program to anyone looking to repair their credit and to secure a better future for themselves and their family!”

- Heather
Kerrville ‚ TX